Punjab Rozgar Scheme 2025 | Apply Online for a Loan from 1 Lakh to 1 Crore

The Punjab Government has rolled out a robust program to support new and current entrepreneurs and small businesses—the Punjab Rozgar Scheme 2025. The program is providing business loans of between Rs. 1 lakh to Rs. 1 crore, with easy access and the ability to start or grow a business, and at flexible terms and low markup.

Post Update On	17 July 2025
Program Name	Punjab Rozgar Scheme 2025
Loan Amount	Rs. 1 lakh to Rs. 1 crore
Application Mode	Online via PSIC Portal
Assistance Type	Subsidized Loans
Eligibility	Residents of Punjab (Age 20–50)
Last Date to Apply	Expected
Posted by	Testinfo.pk

The Punjab Rozgar Program 2025 is a government-supported loan program that aims to promote economic development, self-employment, and entrepreneurship in the province. Eligible candidates under this program can avail of loans with interest subsidies to establish or expand their business, with a focus on youth, women, transgender individuals, and persons with disabilities.

• Loan Amounts:
  
  • Rs. 1 lakh to Rs. 10 lakh: No collateral required.
    
  • Rs. 10 lakh to Rs. 1 crore: Collateral is mandatory.
    
• Loan Duration:
  
  • Tenure between 2 to 5 years with a 6-month grace period.
    
• Borrower Contribution:
  
  • Men: 80% loan + 20% own contribution.
    
  • Women, Transgender & Disabled Individuals: 90% loan + 10% own contribution.
    
• Eligibility Across Sectors:
  
  • Open to agriculture, services, manufacturing, and trade sectors.
    
• Loan Type:
  
  • Term loans to meet diverse business needs.
    
• Fully Online Process:
  
  • Apply via rozgar.psic.punjab.gov.pk
    

To be eligible for this scheme, applicants must meet the following requirements:

• Age Limit: Between 20 and 50 years.
• Citizenship: Must be a Pakistani national residing in Punjab, with a valid CNIC.
• Qualification: Degree/diploma or technical training from recognized institutions.
• Business Status: Open to new startups or existing businesses.

Here are the steps to follow:

• Visit the Official Website: Punjab Rozgar Scheme Portal.
• Click on “Applicant Signup,” complete the required fields, and register.
• Log In to Your Account Use your credentials, and select ‘Log In’ to access your dashboard.
• Fill out the Application Form: Click the button “New Application” and insert your business information.
• Upload Supporting Documents: Upload a scanned copy of all required documents.
• Send the Application: Review your application and then click ‘Submit.’

Make sure you have the following documents ready before applying:

• Recent Photograph
• CNIC (Front & Back)
• Educational or Technical Certificates
• Experience Certificates (if applicable)
• Business Registration or Trade License (if applicable)

• Financial Relief: Subsidized loans reduce the burden of starting or growing a business.
• Inclusive Growth: Special support for women, the disabled, and transgender people.
• Economic Contribution: Drives job creation and self-employment across the province.
• Digital Convenience: Fully online registration process for everybody.

If you have a feasible business idea and your eligibility requirements have been met, don’t be shy to go ahead and take this opportunity! The Punjab Rozgar Scheme 2025 is an amazing bottomless pit of low-interest loans with difficulty and digital access! 

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